Privacy Policy

RL Title and Escrow, Inc.

Effective Date: December 2025

1. Introduction

RL Title and Escrow, Inc. (“we,” “our,” or “us”) is committed to protecting the privacy and security of our clients’ personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information in connection with our title insurance, escrow, and settlement services.

2. Information We Collect

We may collect nonpublic personal information about you from the following sources:

• Information you provide on applications, forms, or documents (such as name, address, phone number, email, Social Security number, tax identification number, date of birth)
• Information related to real estate transactions (such as purchase contracts, loan documents, payoff statements, wire instructions)
• Information from lenders, real estate agents, attorneys, government records, or credit reporting agencies
• Information obtained in the course of providing title insurance and settlement services

3. How We Use Your Information

We use your personal information to:

• Provide title insurance, escrow, and settlement services
• Process and close real estate transactions
• Comply with legal, regulatory, and underwriting requirements
• Prevent fraud, unauthorized transactions, and identity theft
• Communicate with parties involved in the transaction

4. Information Sharing and Disclosure

We do not sell your personal information.

We may share your information only as permitted or required by law, including with:

• Lenders, real estate agents, attorneys, and other parties to your transaction
• Title insurance underwriters
• Government agencies and county recording offices
• Service providers who assist us in operating our business (subject to confidentiality obligations)
• Law enforcement or regulatory authorities when required by law

5. Protection of Information

We maintain physical, electronic, and procedural safeguards designed to protect your personal information from unauthorized access, use, or disclosure. These safeguards comply with applicable federal and state regulations.

6. Retention of Information

We retain personal information for as long as necessary to fulfill the purposes described in this policy and to comply with legal, regulatory, and underwriting requirements.

7. Your Rights and Choices

Depending on applicable law, you may have the right to:

• Request access to your personal information
• Request correction of inaccurate information
• Ask questions about our privacy practices

Requests must be submitted in writing using the contact information below.

8. Website and Electronic Communications

If applicable, information submitted through our website or via electronic communication is used solely for business purposes related to title and settlement services. We do not knowingly collect information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website or made available upon request.