RL Title and Escrow, Inc.
Attorney‑ and Underwriter‑Managed Title & Settlement Services
Pre‑Settlement Checklist
This checklist is provided by RL Title and Escrow, Inc. to help ensure a smooth, secure, and timely closing. Please review and complete all applicable items prior to settlement.
For Buyers
- ☐ Review the Closing Disclosure carefully upon receipt
- ☐ Confirm wire instructions directly with the title company (never rely on email alone)
- ☐ Arrange certified funds or approved wire transfer for closing funds
- ☐ Provide a valid, government‑issued photo ID (name must match closing documents)
- ☐ Obtain homeowners insurance and submit the binder to the lender/title company
- ☐ Complete final walk‑through of the property (typically within 24 hours of closing)
- ☐ Notify the title company of any last‑minute changes or concerns
For Sellers
- ☐ Provide a valid, government‑issued photo ID
- ☐ Confirm payoff information for existing mortgages, liens, or judgments
- ☐ Deliver any required HOA/condo documents or resale packets
- ☐ Provide forwarding address and wire or check instructions for proceeds
- ☐ Ensure all agreed repairs or contractual obligations are completed
- ☐ Bring keys, garage openers, codes, and access devices (if required)
For All Parties
- ☐ Review the settlement statement for accuracy
- ☐ Confirm how proceeds or funds will be disbursed
- ☐ Verify spelling of names and property address on all documents
- ☐ Confirm settlement date, time, and location
- ☐ Ask questions before the day of closing to avoid delays
